UPDATED: 20/02/2025
Malta, an archipelago in the Mediterranean Sea, is renowned for its rich history, stunning landscapes, and vibrant culture. It has become an attractive destination for expats seeking a mix of Mediterranean charm and modern conveniences. But how much does it really cost to live in Malta? Let’s break down the essential expenses to give you a clearer picture.
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Housing Costs
Rent
Renting a property is one of the most significant expenses you’ll encounter in Malta. The cost varies greatly depending on the location and the season. In the bustling capital of Valletta or the popular expat area of Sliema, you can expect to pay around €900 to €1,500 per month for a one-bedroom flat, with prices tending to be higher during the peak tourist season (June to September). In more rural areas or smaller towns, this cost can drop to around €700 to €1,000 per month, with lower rates typically available in the off-season (October to May).
Utilities
Utility costs are generally reasonable in Malta. Expect to pay around €60 to €100 per month for electricity, heating, cooling, water, and garbage collection for a standard apartment. However, in the summer, depending on consumption, air conditioning (AC) can raise the cost of the bill slightly. Internet packages are also affordable, with high-speed internet costing approximately €25 to €35 per month.
Groceries and Dining Out
Groceries
The cost of groceries in Malta is relatively moderate. A weekly grocery bill for a single person can range from €50 to €80, while for a family, it can be between €150 and €250, depending on consumption habits and shopping choices. Prices for common items include:
- Bread (1 loaf): €1.10
- Milk (1 litre): €1.20
- Eggs (12): €3.00
- Chicken breast (1 kg): €8.50
- Apples (1 kg): €2.50
Dining Out
Dining out can be as affordable or as luxurious as you prefer. A meal at a budget-friendly restaurant costs around €15 to €20, while a three-course meal for two at a mid-range restaurant might set you back €60 to €100. Fast food options, such as a McDonald’s combo meal, cost about €8 to €10.
Transportation
As of 1st October 2022, all citizens and residents in Malta and Gozo who hold a personalised Tallinja Card are entitled to benefit from free public transport service, as announced by the Government of Malta during the October 2021 Budget speech. Tickets may be purchased when boarding the bus directly from the bus driver. One may pay in cash, ideally paying in exact change, or else by using a contactless credit/debit card and tapping it on the reader next to the driver. The ticket bought directly on the bus may be used for a 2-hour timeframe.
Healthcare
Healthcare in Malta is of high quality and relatively affordable. Public healthcare is available to residents, often at no cost or for a small fee. Private healthcare is also an option, with insurance premiums averaging between €300 and €1,000 per year, depending on the coverage.
Education
For families with children, education is another important consideration. Public schools in Malta are free for residents, while private and international schools can be costly, ranging from €4,000 to €10,000 per year depending on the institution and grade level.
Entertainment and Leisure
Malta offers a variety of entertainment and leisure activities, from historical tours and diving to vibrant nightlife. A cinema ticket costs about €9 to €10, while a fitness club membership averages €60 per month. Cultural attractions, such as museums and galleries, typically charge between €5 and €15 for entry.
Summary
Living in Malta offers a unique blend of Mediterranean lifestyle and modern amenities. Here’s a quick summary of the monthly costs for a single person:
- Rent: €700 to €1,500
- Utilities: €60 to €100
- Groceries: €200 to €320
- Dining Out and Entertainment: €200 to €350
Total: €1160 to €2,270 per month
For a family of four, the monthly cost would be higher, typically ranging from €2,500 to €4,500, depending on lifestyle and housing choices.
Moving to Malta can be an excellent choice for those looking to enjoy a high quality of life in a picturesque setting. By understanding the costs involved, you can better plan and make the most of your time in this Mediterranean gem.
For more information about our services, contact the inlingua Malta team at info@inlinguamalta.com